Want to offer secure and the best checkout experience to your customers? This article contains information to make the payment transaction on your Joomla website safer and faster.
Joomla is an award-winning open-source content management system (CMs) for publishing web content, which is written in PHP and MySQL. Almost 25 million websites are powered by Joomla, i.e. out of the top million websites; Joomla holds 10.3% of the market share. Joomla is also used by more than 2,800 government websites from 204 countries.
VirtueMart is an open source eCommerce solution (a component or Plug-in) for the Joomla content management system. It can be run as a shopping cart, or in catalog mode. Joomla VirtueMart Component offers countless benefits to the users. Both Joomla and VirtueMart are written in PHP making for easy use in a PHP / MySQL environment. Joomla VirtueMart offers an extensive list of features that enables shop owners to build an excellent shopping cart.
Joomla can be enhanced by installing 3rd party extensions, for example, Components (like VirtueMart), Modules and Plugins. Joomla VirtueMart is integrated with many payment gateways to provide secure payment transactions on the eCommerce site. It supports payment gateways such as First Data, Skrill (Moneybookers), eWay, CODESTATT, heidelpay, Sofort Payment Network, Ricky G, Klarna, PayPal, etc.
Payment process in Joomla by using First Data
A payment gateway controls the flow of online payments in the business. Basically, it acts as a middleman between the merchant and the customer, and the merchant bank where the customer holds an account. There are many payment gateway service providers out there ready to offer a great payment service to the online users. But, most of the online site owners prefer to use First Data payment gateway in their online business.
The Joomla VirtueMart First Data Payment Module integrates Joomla VirtueMart with First Data payment gateway to offer secure and easy payment process in the website. First Data is a leading payment gateway which processes thousands of payment transactions around the globe, every day. This payment gateway is used in more than 52 countries in the world. It accepts all major credit cards such as Visa, MasterCard, American Express (PCI compliancy), Switch / Maestro, Solo credit cards, etc.
With this module, you can accept all major credit card payments from the customers. During the checkout process, the module collects the credit card details from the customers in your (Joomla) website itself and it validates the information. When all the data is validated, this payment plugin connects with First Data to initiate the money transfer using the card details of the customer and the merchant account details that you have set up in the configuration panel.
This Joomla VirtueMart Payment Component does not store card information anywhere to pass PCI Compliance issues. It is compatible with Joomla version 1.5, 1.7 and 2.5. The full payment transaction process will be taken care by First Data and payment solutions are provided without any redirection. So, by using this payment module, you can offer the seamless checkout experience to your customers.